Advisory CFO

"Every company needs financial expertise. Dr. Carter is an actual expert who will help you understand what is going on both within your company and in the economy. His advice has been very helpful to our small business."

Jeremy Hawkins

Hawkins Roofing

CFO Guidance & Support 

For Startups & Small Businesses

I've assembled a great team. We deliver value through exceptional expertise and reliable efficiency.

We have three tiers for ongoing month-to-month service that you can cancel at anytime. All plans come with full support.

Lite $750

Bookkeeping

Month End Close

Growth $1800

Everything Lite

AP

Payroll

Invoicing

Scale $3300

Everything Growth

Financial Planning

Financial Analysis

Forecasting

Data Analytics

Modeling & Simulation

Contact me: 

About Me

I'm a graduate of Calvin, Johns Hopkins and Cardiff Universities. I've earned an MBA in Finance and a PhD in Economics. My dissertation examined celebrated British economist Ronald Coase's famous Theory of the Firm as it played out in a natural experiment at two very different places in 19th century America--rural Venedocia, Ohio and industrial Pittsburgh. The relationships between company size, social trust, value chains, managerialism, entrepreneurship and transaction costs all occurred in historical reality as Coase had modeled them theoretically.  


I'm a lifelong entrepreneur. I've bootstrapped and solo led companies, and I've partnered with investors and cofounders.  These companies have spanned industries from high tech IT to organic agriculture.


I also served as a Finance Staff Officer and eventually as the National Division Chief for Measurement Research within the US Coast Guard. And I've been a consultant to Fortune 500 companies like insurance giant Aon and health products multinational Bausch + Lomb.


I started this service to instead work directly with the folks who grow our great country's economy. I want to partner with small and mid-sized companies to bring my expertise to bear on their finances and operations. As I've learned through my education and my experience, and as another celebrated British economist E.F. Schumacher has said, small is beautiful. 

Old-Fashioned Service

I tailor my services to align with your business needs.

Over the years, I have happily and confidentially advised a wide range of clients from a plumber near Pittsburgh to a robotics startup to a multi-state pediatrics practice. I am always your primary point of contact and hold myself accountable for your success.

The initial consultation is always free. My billing goal is to always provide clients with a high return on investment when working with me irrespective of their budget.

I am not a salesman. I will only take on a client when I can provide genuine value for them. Reach out if you need expert advice, assistance or have a question.


Bespoke Services



Business Economics

  • Fractional Business Economist
  • Economic analysis
  • Macroeconomic forecasting
  • Strategic analysis
  • Demand forecasting
  • Pricing strategy
  • Data science
  • Simulation & modeling
  • Financial statement analysis
  • Corporate valuation


Corporate Finance

  • Financial health & variance analysis
  • Budgeting & forecasting
  • Financial modeling & valuation
  • Cash flow analysis & cash forecasting
  • Software solution implementation
  • Capital investment analysis
  • Financial planning & analysis
  • Merger & acquisition analysis
  • Data analytics & advanced reporting
  • Fractional CFO services

"Matt, you rock! Just anticipating questions from NACO and NEXCOM and you supplied exactly what I need."

COMO Fred Gates

Worcester, MA

Economics at Work

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Essentials of Calculus for Finance

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Big companies are incentivized to increase product specialization and complexity. Why?

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